Tilia cordata is a deciduous tree growing to 20–40 m (66–131 ft) tall, diameter 1/3 to 1/2 the height, with a trunk up to 1 m diameter. The largest known trunk circumference was a specimen in Närke, Sweden, that measured 8.35 meters diameter at chest height. Lindar in Germany is said to be over 1000 years old. The bark is smooth and grayish when young, firm with vertical ridges and horizontal fissures when older. The crown is rounded in a formal oval shape to pyramidal. Branching is upright and increases in density with age. The leaves are alternately arranged, rounded to triangular-ovate, 3–8 cm long and broad, mostly hairless (unlike the related Tilia platyphyllos) except for small tufts of brown hair in the leaf vein axils – the leaves are distinctively heart-shaped. The buds are alternate, pointed egg shaped and have red scales.

It has no terminal bud. The small yellow-green hermaphrodite flowers are produced in clusters of five to eleven in early summer with a leafy yellow-green subtending bract, have a rich, heavy scent; the trees are much visited by bees to the erect flowers which are held above the bract; this flower arrangement is distinctly different from that of the Common Lime Tilia × europaea where the flowers are held beneath the bract. The fruit is a dry nut-like drupe 6–7 mm long by 4 mm broad containing one, or sometimes two, brown seeds (infertile fruits are globose), downy at first becoming smooth at maturity, and (unlike T. platyphyllos and also T. × europaea) not ribbed but very thin and easily cracked open.